You’re driving home from work when the car behind you doesn’t stop in time. A quick bump, maybe a loud crunch, but when you get out to look, your bumper is just a little dented. It seems minor. But what now?
A fender bender is a low-speed crash that typically causes minor cosmetic or light structural damage, often to bumpers, fenders, taillights, or grilles.
It’s the kind of accident most drivers will experience at some point, especially in traffic, parking lots, or on icy Canadian roads. But just because it seems small doesn’t mean it’s risk-free.
At Craftsman Collision, we’ve helped thousands of drivers across Western Canada handle fender benders quickly and professionally, because sometimes a “minor” collision can hide bigger problems.
What “Just a Fender Bender” Really Means
It’s easy to brush off a small accident. In fact, “It’s just a fender bender” might be the most common phrase we hear at our shops. But here’s the reality: even a minor car accident can cause auto body damage that isn’t obvious at first glance.
Low-speed crashes can:
- Crack hidden structural components
- Knock wheel alignment out of spec
- Trigger sensor or camera malfunctions
- Cause paint cracks that expose bare metal to rust
Think it’s just cosmetic? Book a damage assessment at Craftsman Collision.
Are Fender Benders a Big Deal? It Depends.
So, how do you know if your fender bender really was just a fender bender or something that needs professional inspection? While many of these accidents are minor, others hide damage that can impact your car’s safety, resale value, or functionality over time.
Here are signs your vehicle may have hidden damage that requires expert attention:
- Bent or cracked bumper
- Misaligned sensors or rear-view cameras
- Triggered airbags
- Paint damage that exposes metal
- Leaking fluids under the car
- Uneven gaps between panels
Even if your vehicle still drives fine, it’s worth having it checked. Small problems today can lead to larger issues later, especially in Canada’s fluctuating weather.
And don’t forget: a professional inspection can also support your car insurance claim and help prevent disputes over responsibility or coverage.
Who’s at Fault in a Fender Bender?
Determining who’s at fault depends on the situation, but there are a few common patterns.
In Canada, fault is usually assigned by insurance adjusters, based on:
- Accident reports
- Statements from drivers or witnesses
- Photos of the damage
- Relevant laws or driving rules
Common Fender Bender Scenarios:
- Rear-end collisions: Often the driver in the back is found at fault.
- Parking lot scrapes: Could be shared fault depending on movement, signage, or visibility.
- Merging or lane-change bumps: May depend on who had the right of way.
Who is at fault in a fender bender?
Typically, fault is determined by adjusters using police reports, photos, and provincial insurance rules. In rear-end collisions, the following driver is often at fault.
That’s why documenting the scene is so important, even for a small car accident. Take photos, exchange information, and get a professional inspection to support your claim.
What To Do After a Fender Bender in Canada
Don’t panic—here’s what to do, step by step:
- Check for injuries. Call 911 if anyone is hurt.
- Move to safety, if possible, and turn on hazard lights.
- Take photos of damage, license plates, and the scene.
- Exchange information: names, phone numbers, license numbers, and insurance details.
- Report the accident, depending on your province:
- In B.C., file a claim through ICBC.
- In Ontario, report to police if damage exceeds $2,000 or there are injuries.
- In Alberta, report to police for significant damage or injury.
- In B.C., file a claim through ICBC.
- Contact your insurer as soon as possible.
- Visit a collision repair shop like Craftsman Collision for a full inspection.
For more details, check out our guide on what to do after a fender bender.
Why Visit a Collision Repair Shop
You might be tempted to ignore a small dent, or even fix it yourself. But here’s why professional inspection matters:
Why it’s worth getting a pro inspection:
- Protects resale value: Even a small ding can lower trade-in value.
- Maintains structural integrity: Internal frame damage isn’t always visible.
- Preserves safety tech: Misaligned sensors can affect backup cameras, collision warnings, or lane assist.
- Supports insurance claims: A professional report helps document the full extent of the damage.
At Craftsman Collision, our technicians use modern diagnostic tools and a sharp eye for detail to make sure nothing gets missed. We’ve been trusted across Western Canada for over 40 years, and our shops are backed by certifications and top insurance partnerships.
Not All Damage Is Visible
Quick Checklist After a Fender Bender:
- Is your bumper cracked or out of alignment?
- Are your sensors working properly?
- Is any paint chipped or metal exposed?
- Are there strange sounds or vibrations?
- Do your panels or doors seem misaligned?
Even if your vehicle looks fine, minor damage can worsen over time. And if you’re thinking of selling or trading in your car, even a small scuff can hurt your return.
Not all damage is visible. Book a quick inspection at Craftsman Collision to make sure your car is safe and road-ready.
Small Accident, Serious Care
A fender bender might not seem like a big deal, but taking the right steps early can save you time, money, and frustration later.
From rear-end collisions to parking lot scrapes, our team at Craftsman Collision is here to help with fast, professional repairs. Whether you need a minor bumper fix or a full diagnostic inspection, you’ll get expert care from a name Canadians trust.Even a small accident deserves expert care. Find your nearest Craftsman Collision and get back on the road with confidence.
